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  In today’s business environment, employee benefits are a key ingredient for companies to attract and retain quality employees. As the demographics and needs of employees change, employers are faced with a myriad of challenging issues when selecting benefit programs ranging from rising health costs, a multitude of products from which to choose and ever-changing federal and state legislation. To address these issues, employers are continuously seeking ways to reduce costs while meeting their employees’ needs.

When you partner with Employee Benefits by Design, our staff of trained professional benefit consultants will assist you in designing and procuring an innovative benefit program that will meet your needs and those of your employees. Their level of personal commitment is on-going; assuring that your benefit program will obtain your objectives in an ever- changing business environment. Our Benefit Consultants can assist you in the following areas:

• Health (PPO, POS, HMO, HRA, & HSA)   • Flexible Spending Accounts
• Dental   • Voluntary Benefits
• Vision   • Section 125 Cafeteria Plan
• Disability   • Cobra Administration
• Life   • HIPAA Compliance

At Employee Benefits by Design, we consider valued-added services to be a crucial component of our client relationship. We demonstrate our commitment to our clients in a variety of ways, from providing access to a large number of quality insurance carriers to a full range of value-added services. Value-added services are one of many elements that differentiate Employee Benefits from its competitors. We strive to assist our clients and their employees by providing the knowledge and tools required to make an educated decision regarding their employee benefits program. Employee Benefits by Design provides the following services, as appropriate:

• General resource information
• Claims and administration intervention
for employees
• Claims and administrative support for employers
• Review of financial/claims experience,
when appropriate
• Evaluations of managed care programs
• Monitoring insurance carrier’s financial
stability and ratings
• Monitoring insurance carrier’s product development
 
• Monitoring benefit trends
• Legislative and compliance updates
• COBRA administration services
• HIPAA compliance assistance
• FSA administration
• Voluntary benefit solutions for employees
• Educational seminars on topics such as; COBRA, FMLA and HSA
• Development and maintenance of employee benefit websites
• Access to a monthly benefits newsletter
     
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